Best Credit Card for Beginners in 2022

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Selection of best credit card for beginners is very important because today’s so many different categories available of credit card as per needs we have sorted some 5 best credit card for beginners are Amazon Pay ICICI Credit Card then Flipkart Axis Credit Card after that HDFC Millennia Credit Card then IDFC First Millennia Card after this One Card Credit Card.

Best Credit Card for beginners
Best Credit Card for beginners

Top 5 Credit Card for beginners in 2022:

  • Amazon Pay ICICI Card:

    This card is powered by ICICI Banks and Amazon Pay ICICI Card is best credit card for beginners. On Amazon Pay ICICI Card comes with zero annual and zero joining fees.
    • Benefit of Amazon Pay ICICI Card:

      • Get 5% Cashback on shopping on Amazon store & app on Prime Customer of Amazon.
      • Get 3% Cashback on shopping on Amazon store & app on Non-Prime Customer of Amazon.
      • Lifetime Free Credit Card zero joining and Zero Annual fees.
      • Get 1% cashback on all expense which spending Amazon Pay ICICI Card.
    • Condition to Apply Amazon Pay ICICI Card:

      • Required age should be 21 or above.
      • Required Monthly salary above 25k (25000 per month)
      • Required CBILL score must be 750 or above.
  • Flipkart Axis Bank Card:

    This credit card is powered by Axis Bank and Flipkart Axis Bank Card is 2nd best credit card for beginners. Flipkart Axis Bank Card very popular credit card in India More then 2Billions active customer users.
    • Feature:

      • Get 5% cashback or discount on purchase on Flipkart and Myntra App or website Flipkart Axis Bank credit card.
      • Flat 4% Unlimited cashback with partner merchant like Swiggy, Cure Fit, PVR, Uber, Tata Sky,1mg, clear trip etc on Flipkart Axis Bank credit card.
      • Flat 1.5% on all transaction spending by Flipkart Axis Bank credit card.
      • Joining and annual fess of Flipkart Axis Bank Card is 499 + GST.
    • Condition of apply Flipkart Axis Bank Card:

      • Required age should be 21 or above.
      • Required Monthly salary above 25k (25000 per month)
      • Required CBILL score must be 750 or above.
      • Click here for apply Flipkart Axis Bank credit card.
  • HDFC Millennia Credit Card:

    This credit card is powered by HDFC Bank and HDFC Millennia Credit Card is 3rd best credit card for beginners.
    • Features of HDFC Millennia Credit Card:

      • Get 5% cashback on Amazon, Book My Show, Cult.fit, Tata Cliq, , Myntra, Sony Liv, Swiggy uber and Zomato.
      • Get 1% cashback on all other spend except fuels through HDFC Millennia Credit Card.
      • You can convert HDFC Millennia Credit Card to Life time free credit card by registering on Smart Pay which is powered by HDFC Bank or You can take waiver by achieving spending target.
      • You can redeem maximum cashback up to 2000 per months on HDFC Millennia Credit Card.
    • Condition of apply HDFC Millennia Credit Card:

      • Required age should be 21 or above.
      • Required Monthly salary above 35k (35000 per month)
      • Required CBILL score must be 750 or above.
  • IDFC First Millennia Card:

    This card is powered by IDFC Bank IDFC First Millennia Card is 4th best credit card for beginners or newbies.
    • Features

      • Get up to 2.5 % on online shopping through IDFC First Millennia Card.
      • Get up to 1% cashback on offline shopping through IDFC First Millennia Card.
      • Get personal accident credit card of 2,00,000 and lost card liability cover of 25,000.
      • Lifetime Free credit card with zero joining fess on IDFC First Millennia Card.
      • Get 25% discount on movie ticket up to Rs.100 & valid for once in a month.
    • Condition of apply IDFC First Millennia Card:

      • Required age should be 25 or above.
      • Required Monthly salary above 35k (35000 per month)
      • Required CBILL score must be above 750.
      • Click here for apply IDFC First Millennia Card.
  • One Card Credit Card:

    Its is first metal credit card with zero joining fees and lifetime free credit cards. One Card Credit Card is 5th best credit card for beginners & you can control all transaction of One Card Credit Card on One Card app.
    • Feature:

      • Get up to 1 % cashbacks on all spends on online or offline through One Card Credit Card.
      • Get up to 1 lacs lost card liability cover on One Card Credit Card.
      • Lifetime free credit card with zero joining fess on One Card Credit Card
    • Condition of apply One Card Credit Card:

      • Required age should be 21 or above.
      • Required Monthly salary above 30k (30,000 per month)
      • Required CBILL score must be above 750.

Any query feel free to contact.

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